A few words
About us
Home of the creatives
Your Trusted Financial Global Service Partner
At Ontheline Group., we have built a robust payment ecosystem powered by our flagship "J PAY" & "JAPAN PAY"service in JAPAN & Asia. Our platform's strength is evident in its adoption across a network of more than 70,000 affiliated stores and its use by over 110,000 users, who rely on our versatile domestic and global card products for their daily financial needs.
Our vision is to deliver borderless financial utility. The “J PAY” & “JAPAN PAY” is more than just a payment method; it is a key to global commerce, providing seamless functionality across 65 countries. Whether our users are at home or abroad, we ensure their ability to transact remains effortless and secure, engineering a world where commerce has no boundaries.
Reasonable financial Solution.
Our core objective is to facilitate sustainable growth for every partner through a meticulously designed win-win paradigm. To achieve this, we meticulously analyze each client’s unique business model and prevailing market dynamics, enabling the provision of optimized financial solutions. Our commitment extends beyond mere solution delivery; we actively concentrate on fortifying and augmenting our clients’ execution capabilities, thereby driving tangible performance enhancements. This strategic integration of insightful consultancy and operational support allows us to maximize synergy within every collaborative engagement and consistently generate superior outcomes.
Leveraging extensive expertise and a wealth of accumulated experience, we pledge to furnish our clients with a diverse portfolio of equitable and comprehensive financial services. This encompasses not only streamlined funding and robust payment systems but also extends to holistic financial advisory and support designed to elevate efficiency and maximize profitability across our clients’ entire business spectrum. Our ultimate aim is to empower clients to fully leverage these services, achieve their strategic financial objectives, and ultimately secure a competitive advantage in the marketplace as their trusted and indispensable partner.

Rick Yi
Founder
At our core, we are relentlessly committed to achieving our clients' objectives, understanding that their success is intrinsically linked to our own. Beyond merely delivering outstanding results, we implement a rigorous and systematic approach to customer satisfaction management, actively integrating these insights into our strategic operational decisions. This dedication ensures that every aspect of our service delivery is refined to meet and exceed expectations.
Furthermore, we place the utmost priority on the security and integrity of client information, recognizing its critical importance in today’s digital landscape. By leveraging our expertise, we are dedicated to providing bespoke financial solutions that are not only innovative but also meticulously tailored to empower your unique business aspirations, ultimately leading to unparalleled service and sustained growth.
Our Team
Co-CEO's Message
James Yuen. Co-Founder
We are dedicated to creating genuine value for our clients. We achieve this by precisely analyzing even their unstated needs to gain clear insights. Based on this analysis, we design customized strategies that are perfectly optimized for each client’s business goals and environment. We then rigorously execute every step of the process to ensure successful achievement of those objectives. All our capabilities and commitment are focused on helping our clients’ businesses move towards sustained triumph.
Hong kong Co - Partner
Josh. J-PAY CEO
We operate as a cohesive and deeply committed organization. Our foundation rests upon unwavering adherence to ethical and responsible practices, consistently placing customer value at the pinnacle of our priorities. Moreover, we actively infuse the entrepreneurial spirit and philosophy into every facet of our client interactions.
Thailand Branch
Kositanont Tath. Representative
The vibrant and dynamic Thai market presents immense opportunities, and our mission at the Thailand branch is to unlock these for our clients. We are dedicated to delivering localized payment solutions that resonate with the unique cultural and business landscape of Thailand, while upholding the highest international standards of security and efficiency. Our team is passionate about building lasting relationships and providing the personalized support necessary to navigate the complexities of international trade with confidence.
Singapore Branch
jimmy Boey. Representative
Singapore stands as a vital hub for global commerce, and our branch here is at the forefront of connecting businesses to the world. We are committed to empowering our clients with robust and reliable payment infrastructure, enabling them to expand their reach and optimize their operations. By leveraging our deep understanding of the ASEAN region, we provide strategic financial solutions that are both compliant and highly efficient, ensuring your business thrives in the global marketplace.
Japan Branch
Hiroshii Takeda. Representative
At our Japan branch, we are dedicated to providing seamless and secure payment solutions tailored to the unique needs of the Japanese market. We believe in fostering strong relationships with our clients, offering not just a service, but a true partnership that drives mutual growth and success. Our commitment to innovation ensures we deliver cutting-edge technology and unparalleled customer support, making international transactions effortless for all our users.
Laos Branch
Naporn Jum. Advisor
In the rapidly emerging market of Laos, our branch is dedicated to empowering local businesses to seamlessly connect with the global economy. We understand the unique dynamics and burgeoning potential of the Laotian business landscape, and we are committed to providing secure and efficient international card payment solutions tailored to meet these specific needs. By offering a robust payment infrastructure combined with localized expertise, we aim to be a steadfast partner in fostering the sustainable growth and success of our clients in Laos, enabling them to expand their reach and seize new opportunities.